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9 Ways Personal Injury Chiropractors Can Help Your Personal Injury Claim

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Whether you slip and fall, get into a car accident, or experience another type of injury, the results can be devastating. Medical bills start to pile up quickly. You may have long-term pain, mobility limitations, or other health issues. Getting treatment quickly from personal injury chiropractors is your priority after you get hurt.

A personal injury claim may be necessary to help you cover the costs. Personal injuries are any incidents where another party has legal responsibility for your injury.

Personal injury chiropractors have extensive experience treating injuries and dealing with insurance companies and personal injury lawyers. They become the link that can tie together the different parties handling your personal injury case.

We’ve created a list of nine ways a chiropractor can help your personal injury claim.

What Do Chiropractors Do?

Chiropractors focus mainly on your musculoskeletal system, including the bones, muscles, ligaments, and joints. They can evaluate and diagnose medical conditions just like a general practitioner.

They also provide a variety of treatment options to help you recover after an accident. The emphasis is on natural, non-invasive treatments. Your chiropractor won’t prescribe powerful pain relievers or perform surgery.

Manual therapy using hands is the main tool used by chiropractors. This includes spinal adjustments where the chiropractor uses controlled thrusts to realign your spine.

When your spine becomes misaligned, it can cause strain on muscles and other areas of the body. It can cause pain and other issues.

The adjustment helps get you back in alignment to reduce the strain. This can reduce pain immediately and support healing to continue reducing pain and improving how you feel.

Chiropractors may also use massage, trigger point therapy, and other soft tissue rehab techniques to support healing.

When to See a Chiropractor

More than 35 million Americans are estimated to see chiropractors for treatment each year. How do you know if you should join those statistics?

Seeing a chiropractor may be your best option when your personal injury involves your neck or back. They specialize in realigning the spine, which can help with those types of personal injury.

That might include a slip and fall accident that involves straining your back muscles or misaligning the spine. Whiplash suffered in a car accident is another example.

Chiropractors can help treat headaches that happen after a personal injury accident. They can help with lingering pain and soft tissue injuries.

1. Establish the Need for Care

When you’re filing an insurance claim, you want to show that you actually need medical care. Going to the doctor right away shows that the injury is real and was caused by the accident. It also shows that you’re serious about taking care of yourself.

If you wait to go, you may look suspicious to the insurance company. They may think you’re not really hurt very badly. If your injuries were serious, you would have gone to the doctor immediately.

They’ll argue that by waiting, you left the injuries untreated, which possibly caused them to get worse. They may try to get out of paying the bills since you didn’t take care of yourself.

As soon as you visit the chiropractor, you establish a paper trail. You show that you need medical care.

You also help yourself by finding out the full extent of your injuries. Not all injuries are obvious right after the accident. Seeing a chiropractor may confirm that you do need medical care.

2. Document Injuries

To receive compensation for your injury, you need thorough documentation of it. Your chiropractor can help you with that through the detailed medical records maintained.

The paperwork should document the severity of your injury. To get the insurance company to cover your medical costs, you need to prove that the injury required medical care.

Your medical charts should include details on the injury, including the extent of the injury. It should show when you started feeling the symptoms, including the pain and other symptoms that showed up later.

Your records should show the diagnose from the chiropractor. Maybe your chiropractor diagnosed you with whiplash or a herniated disk. Whatever the chiropractor decides, it should appear in your documentation.

It also covers the treatment plan, which is important to get all of your medical bills covered. The records should prove that the recommended treatment is necessary for your recovery. It should also show that the treatments are directly resulting from the injury.

Your medical records show a breakdown of the treatment you receive at each appointment. The insurance company may want this information to show that the treatment was necessary for the injury and directly related to the accident.

The records show all of the follow-up appointments and treatments you do. You should have records of when you went, what happened at that visit, and the cost of the appointment.

You’ll also want documentation of any payments you make for the treatment. Your chiropractor should have records of those payments, but it’s a good idea to keep your own records. Ask for a receipt with a detailed description of the services each time you visit.

Having that documentation increases your chances of receiving a full settlement from the insurance company.

3. Diagnose Additional Problems

Many times in an accident or personal injury case, your symptoms change over time. Not all symptoms show up immediately after the initial trauma. You may experience delayed symptoms after the endorphins and adrenaline decrease in your body.

Your chiropractor can help to diagnose and document additional problems if you have new symptoms that appear.

This documentation helps to connect those newly diagnosed injuries to the initial personal injury incident. This can increase your chances of getting them paid by the insurance company.

Without the documentation, the insurance company could argue that your new injuries and symptoms are unrelated to the accident. They could use that argument to deny your claim.

4. Start a Treatment Plan

Your chiropractor helps you get your treatment plan underway. This helps you personally because it gets you on the road to recovery.

But it can also help your case.

It shows that you’re taking steps to recover from the injury.

If you didn’t start treatment right away, the insurance adjuster can argue that the delay affected your injuries. They may say if you would have started treatment sooner, the injury wouldn’t have been as bad. Since you were responsible for making it more severe, they shouldn’t have to pay for the more extensive medical bills now that you need additional treatment.

They can also question whether or not the treatment is related to your injury. The delay may be used as an argument that your injury isn’t related to the accident.

Having a treatment plan in place helps adjusters and lawyers have an idea of the costs you’ll have. This can help determine the settlement amount to ensure it covers everything.

5. Give Your Personal Injury Lawyer Information

Research shows that using a lawyer averages a settlement that’s almost three times larger than someone who doesn’t have a lawyer. To get that larger settlement, your lawyer needs the necessary facts and evidence to argue your case.

If you hire a personal injury lawyer to help with your insurance claim, having lots of information can help your attorney build a stronger case. Attorneys investigate the accident fully as part of the case development.

Part of that research is learning about your injuries. Your lawyer needs to know exactly what happened to you as a result of the accident.

Your chiropractor can provide the crucial information necessary for your personal injury lawyer.

The chiropractor can tell your lawyer the extent of the injuries. They can also tell your lawyer about the treatment plan and any limitations you may have going forward.

This information helps your lawyer calculate the amount of compensation you deserve. If the injuries limit your ability to work or move well, you may be entitled to money for your lost income or for pain and suffering.

Your lawyer may also be able to use this information to establish who was at fault. The extent of the injuries may help to prove negligence. Your medical records can help show the cause of the injuries, which is important in winning your case.

6. Work With Insurance Companies

The last thing you want to do is dealing directly with the insurance company in the case. You’re not familiar with the processes, and it can take a lot of time and cause a lot of stress.

The adjusters use lots of strategies to get people to accept lower settlements. They may convince you to sign an agreement right after the accident that prevents you from any further legal action.

Even discussing the case with the insurance company and providing the documentation they need can be a hassle.

Your chiropractor helps with that by working with the insurance company. The chiropractor’s office can bill the insurance company directly to help you avoid hefty out-of-pocket charges when you receive treatment.

The chiropractor also handles submitting all of the medical records that support your claim.

Doctor’s offices are used to dealing with insurance companies. They understand the processes and can complete the required steps quickly to save you time and reduce your stress.

It’s a good idea to keep your own copies of all medical records and insurance paperwork. Ask your chiropractor for a copy of the records from each appointment so you have them on hand.

7. Speed Up the Claims Process

You want your money as fast as possible, but when you’re receiving ongoing medical care, the claim may be delayed.

By seeing a chiropractor right away, you can speed up your healing process. Getting better faster may also speed up the claims process.

You can also get any other treatments and care you need. Recovering faster wraps up the medical portion of the injury. The insurance company can approve and pay out the claims when you’re confident your treatment is over.

8. Set Limitations

Some injuries cause limitations in what you can do. A back injury may force you to stop lifting anything, or you may not be able to sit or stand for long periods of time.

Your chiropractor can make those decisions about what you can and can’t do.

Having those documented limitations in place can protect you when you’re at work. You can provide the documentation from your chiropractor to your employer to prove that you need changes to your workload or time off of work.

Restricting your activity can also help speed up your healing process. When you give your body the break it needs to heal, you’ll get back to work faster.

9. Refer You to Other Medical Professionals

A chiropractor can treat a wide range of injuries caused by accidents and other personal injury situations. The realignment can help reduce muscle tension throughout the body and speed up the healing process.

But a chiropractor may not be able to treat all of your injuries. Sometimes injuries involve different systems that require different specialists.

An injury to your back or neck might also involve a deep laceration. A plastic surgeon may be better qualified to handle the laceration to minimize scarring.

Some injuries may need a general practitioner in addition to a chiropractor. Or you may need a specialist, such as an orthopedist or neurologist to fully treat your injuries.

Your chiropractor can refer you to those other medical care providers. Your medical records will show that referral, which proves to the insurance company that the visit to a different doctor was necessary.

Those referrals can also help speed up your recovery. Your chiropractor can get you to the best providers to treat your injuries quickly.

That targeted care can help support your insurance claim. It shows that you have a severe injury that needs those different specialists.

Personal Injury Chiropractors

Using the services of personal injury chiropractors can help improve the outcome of your claim. They not only give you the treatment you need to get back to normal, but they also provide evidence that supports your need for care and compensation.

Are you looking for a chiropractor or another type of doctor? Check out our directory of doctors to find a good fit.