When you’ve been injured on the job it can be enticing to accept an early settlement offer from your employer or their insurance provider. While a sizable and expedient payout to cover your medical care and wages lost due to time off because of your injuries may sound appealing, it’s important that you know the drawbacks to settling your New York worker’s compensation case.
Workers’ compensation insurance provides cash benefits and/or medical care for workers in New York that are injured or become ill as a direct result of their job. Employers pay for this insurance and aren’t allowed to require employee to contribute to the cost of compensation. Any weekly cash benefits or medical care that you receive are paid by your employer’s insurance carrier, as directed by the Workers’ Compensation Board. As a state agency, the Workers’ Compensation Board processes the claims and if it is necessary for the Board to intervene in the matter, it will determine whether the insurer will reimburse you with cash benefits and/or medical care, and the amounts that you will receive.
Will I get compensated for pain and suffering through Workers’ Comp New York?
While benefits don’t provide compensation for pain and suffering, you may be eligible for benefits if the pain from a physical injury leads to the development of a mental disorder.
If you or your family member have been involved in a workplace accident or injured at work in New York, we invite you to explore our free comprehensive library of work-related accident information. Whether you need more information about filing your workers’ compensation claim or need help with finding out how to get an accident injury doctors or workers’ comp attorney for your on-the-job injuries, you’ve come to the right place – Accident Help Zone is here to help you and your loved ones!